Affordable Housing
3152 FULMER RD, LORAIN, OH 44053
Affordable Housing
3501 PIN OAK DR, LORAIN, OH 44052
Affordable Housing
3504 DALLAS AVE, LORAIN, OH 44055
Combined PHA
1600 KANSAS Avenue, LORAIN, OH 44052
Affordable Housing
2539 MARSHALL AVE, LORAIN, OH 44052
Affordable Housing
1917 LEXINGTON AVEUNE, LORAIN, OH
Affordable Housing
420 W 15TH ST, LORAIN, OH 44052
Affordable Housing
4221 PEARL AVE, LORAIN, OH 44055
Affordable Housing
4854 ONEIL BLVD, LORAIN, OH 44055
Affordable Housing
1648 E 29TH ST, LORAIN, OH 44055
Section 8 Housing, officially known as the Housing Choice Voucher Program, is a federal assistance program that helps low-income families, the elderly, and people with disabilities afford decent, safe, and sanitary housing in the private market. Participants can choose any housing that meets program requirements, and the program pays a portion of the rent directly to the landlord.
Eligibility is determined by the Public Housing Agency (PHA) based on total annual gross income and family size. Generally, your family's income must not exceed 50% of the median income for your county or metropolitan area. PHAs give preference to families with very low income (below 30% of median) and families who are homeless or living in substandard housing.
To apply, contact your local Public Housing Agency (PHA). You can find contact information for your local PHA on this website or by visiting the HUD website. The application process typically involves completing an application form, providing documentation of income and family composition, and potentially being placed on a waiting list. Wait times can vary significantly depending on your location.
Generally, families pay 30% of their adjusted monthly income toward rent and utilities. The PHA pays the remainder directly to the landlord. However, families may choose to rent a unit that costs more than the payment standard, in which case they would pay the additional amount plus their standard 30% contribution.
You can use your voucher to rent any housing that meets the program requirements, including single-family homes, townhouses, and apartments. The unit must meet minimum health and safety standards as determined by the PHA. Additionally, if a family moves to a new jurisdiction, they may be able to transfer their voucher through a process called "portability."
Public Housing is government-owned housing units managed by PHAs, where eligible families pay approximately 30% of their income as rent. Section 8, on the other hand, allows families to choose their own housing in the private market, and the PHA pays a portion of the rent to the private landlord. Section 8 offers more flexibility in choosing where to live, while Public Housing provides specific units in PHA-managed properties.
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